At Joyn, we often talk about our sweet spot as Excess and Surplus lines accounts that sit adjacent to admitted business. In the current market, it doesn’t take much for an account to be pushed from the admitted market into an E&S product. More and more accounts are finding themselves in this situation and when they do, the response time and experience can become significantly more frustrating than for standard markets.
Often these accounts have features that require an underwriter but are too small to get the attention they deserve. At Joyn we combine underwriting expertise with cutting edge technology to provide capacity to E&S accounts while providing an experience that is more consistent with admitted markets.
We’re making a step change in commercial insurance by leveraging technology, data, and expertise to create a transparent, trusted, and truly one-of-a-kind insurance experience for brokers and insureds alike. Our tech-enabled platform was designed specifically to remove pain points and deliver services via a more collaborative, intuitive, and efficient process. That means we can provide more value to our brokers and their customers.
As a new MGA, we were able to start with a clean slate and have built technology and process to provide smooth, streamlined E&S transactions – rating, quoting and policy issuance – that are the norm in admitted markets. In addition to this enhanced overall experience, Joyn offers several other advantages, including:
- Direct contact with your underwriter, who is the decision-maker—a critical aspect of how we work.
- White-glove treatment in understanding the risk.
- A fully integrated, data obsessed, technology driven team of insurance professionals revolutionizing the insurance experience.
We have believed from day one that building a one-of-a-kind insurance experience requires efficient and transparent processes, consistent decision-making, creative problem-solving, shared data, collaboration, and building trusted relationships.
If you have business that requires E&S capacity and you’re looking for a better experience, let’s talk. When we join up, we’re smarter, better, faster and protected. Together. Join us!